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The Canada Revenue Agency (CRA) has officially confirmed the GST/HST Credit payment schedule and maximum benefit for 2025, helping millions of low and modest-income Canadians manage their cost of living.
This tax-free quarterly credit provides relief from the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) paid on purchases, with eligible individuals receiving up to $496 per year.
Here’s everything you need to know about eligibility, payment dates, and how much you can expect to receive in 2025.
What Is the GST/HST Credit and Who Qualifies in 2025?
The GST/HST Credit is a quarterly tax-free benefit meant to ease the tax burden on everyday essentials for qualifying Canadians. The 2025 benefit is based on your 2024 tax return, and to be eligible:
- You must be a Canadian resident for tax purposes
- Be at least 19 years old
- File your 2024 tax return
- Income and marital status are assessed to determine eligibility
- You may receive more if you have children under 19
The CRA automatically determines eligibility and calculates the credit once you file your taxes. You do not need to apply separately.
GST/HST Credit 2025: CRA Payment Dates and Schedule
The CRA will distribute GST/HST Credit payments every quarter in 2025. The maximum annual amount for a single individual is $496, split into four equal installments of $124.
| Quarter | Payment Date | Maximum Amount (Individual) |
|---|---|---|
| Q1 | January 3, 2025 | Up to $124 |
| Q2 | April 4, 2025 | Up to $124 |
| Q3 | July 4, 2025 | Up to $124 |
| Q4 | October 3, 2025 | Up to $124 |
Payments are typically issued via direct deposit or mailed cheque, depending on your selected preference with CRA. Timely filing ensures you receive payments without interruption.
How the CRA Calculates Your GST/HST Credit
Your 2025 GST/HST Credit amount is based on the following:
- Net family income for 2024
- Marital status (single, married, or common-law)
- Number of eligible children under 19
For example, married or common-law couples may receive more than $496, especially if they have dependent children. However, as your income increases, the credit amount gradually reduces.
It’s important to update your marital status and address with the CRA, as inaccuracies may delay or disrupt your payments.
How to Ensure You Receive the Full GST/HST Credit
To get the full benefit:
- File your 2024 taxes on time
- Update your CRA account with any life changes (marriage, new child, move)
- Choose direct deposit for quicker and more secure payment delivery
- Use the CRA MyAccount portal to track your eligibility, amounts, and payment status
The CRA does not recalculate your credit mid-year. If your income or family situation changes significantly in 2025, those changes will reflect in your 2026 credit.
The GST/HST Credit 2025 is a vital financial boost for Canadian families and individuals coping with inflation and rising daily expenses.
With up to $496 available and a transparent quarterly payment schedule, recipients can better manage their budgets and plan ahead.
To avoid delays or reduced benefits, ensure your 2024 tax return is filed and your CRA details are up to date. Even small credits, like this one, make a significant difference when combined with other benefits.
FAQs
When is the next GST/HST Credit payment in 2025?
The next payment will be issued on July 4, 2025, as part of the third quarter’s benefit.
How much is the GST/HST Credit for a married couple?
While the base credit is $496 for individuals, married or common-law couples may receive more, especially with children.
Do I need to apply separately for the GST/HST Credit?
No application is required. CRA automatically assesses eligibility when you file your annual tax return.