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As July 2025 begins, eligible families across Canada can expect to receive increased financial assistance through the Canada Child Benefit (CCB).
The Canada Revenue Agency (CRA) has officially confirmed that qualifying families will receive up to $619 per month per child under the age of six, while families with children aged 6 to 17 will receive up to $522 monthly.
The Canada Child Benefit 2025 remains a tax-free monthly payment designed to help Canadian families cover the rising cost of raising children.
With increasing food prices, housing challenges, and education-related expenses, this enhanced support arrives at a crucial time for low- and middle-income households.
What’s New in the Canada Child Benefit July 2025 Update?
The latest update brings inflation-indexed increases to the monthly benefit amounts:
- $619 per month for each child under the age of 6
- $522 per month for children aged 6 to 17
These new amounts reflect the government’s annual indexing process, ensuring that benefit levels keep pace with rising living costs.
The CRA uses each household’s 2024 net income to determine eligibility and payment levels for July 2025 onwards.
Canada Child Benefit 2025: Monthly Payment Dates
The CRA has released the official payout schedule for the remainder of 2025, allowing families to plan ahead for upcoming deposits. Payments are typically issued around the 20th of each month.
CCB 2025 Payment Schedule
| Month | CCB Payment Date |
|---|---|
| July 2025 | July 19, 2025 |
| August 2025 | August 20, 2025 |
| September 2025 | September 20, 2025 |
| October 2025 | October 18, 2025 |
| November 2025 | November 20, 2025 |
| December 2025 | December 19, 2025 |
All payment dates are uniform across provinces and territories, although direct deposit processing may vary slightly depending on individual banks.
Who Is Eligible for Canada Child Benefit 2025?
To qualify for the CCB in 2025, families must meet the following criteria:
- You must live with the child and be the primary caregiver
- Both you and your spouse/common-law partner must be residents of Canada for tax purposes
- You must have filed your 2024 income tax return, even if you had no income
The maximum payment is typically available to households with net annual incomes under $34,863. Above this threshold, payments are gradually reduced through a tiered formula based on income and number of children.
How the CRA Calculates Your 2025 Child Benefit
The Canada Revenue Agency calculates your benefit based on:
- The number of children in your care
- Their ages
- Your Adjusted Family Net Income (AFNI) from the 2024 tax year
Example Scenario:
A household with two children under age six and a net income of $32,000 would receive:
- $619 per child x 2 = $1,238 monthly
- Total annual benefit: $14,856
As household income rises beyond the threshold, the CRA applies reduction rates to gradually decrease the benefit amount. These reduction rates are updated annually and take into account how many children you are claiming for and your income band.
Why This Increase Matters
The Canada Child Benefit increase for 2025 comes at a vital time. Canadian families are navigating a period of high inflation, with childcare, groceries, rent, and school-related expenses continuing to climb. The enhanced CCB provides:
- Financial stability for lower- and middle-income families
- Relief for single-parent households
- Better support for children’s health, nutrition, and education
- Tax-free monthly support, meaning families receive the full amount without deductions
The CRA’s confirmation of the $619 monthly Canada Child Benefit provides critical support to eligible families across the country.
With updated payment amounts and a reliable monthly schedule, parents can better plan for essential expenses in 2025. Make sure your 2024 tax return is filed to avoid interruptions in payments.
FAQs
What is the maximum Canada Child Benefit amount in 2025?
Families can receive up to $619 per month for children under 6, and up to $522 for children aged 6 to 17.
When will the CCB payments be made in 2025?
Payments are made monthly, typically around the 20th. For example, July 2025’s payment will be issued on July 19, 2025.
How does the CRA determine my benefit amount?
The CRA uses your 2024 family net income, the number of children, and their ages to calculate your monthly CCB payment.