Kylie
A significant financial boost is on the horizon for millions of Americans receiving disability benefits. Next week, qualified recipients could receive a combined total of $2,299, split between $718 in Supplemental Security Income (SSI) and $1,581 in Social Security Disability Insurance (SSDI).
These payments are set to hit bank accounts on July 1 and July 3, respectively. However, not everyone qualifies for both payments. This article explains who is eligible, how the system works, and how to make sure you receive your full benefits.
Understanding the $2,299 Combined Payment
The $2,299 total comes from two separate federal programs administered by the Social Security Administration:
- SSI: $718 (average payment for eligible individuals in 2025)
- SSDI: $1,581 (average monthly SSDI payment for 2025)
When received together, they can provide a meaningful financial cushion, especially for low-income or medically disabled individuals who meet the criteria for both.
Disability Payment Schedule for July 2025
| Benefit Type | Payment Date | Average Amount | Details |
|---|---|---|---|
| Supplemental Security Income (SSI) | July 1, 2025 | $718 | Paid to low-income seniors and people with disabilities |
| Social Security Disability Insurance (SSDI) | July 3, 2025 | $1,581 | Based on previous work and tax contributions |
| Total Combined Payment | Week of July 1 | $2,299 | For eligible dual-benefit recipients |
Who Qualifies for Both SSDI and SSI?
To receive both payments in the same week, you must be dually eligible. Here’s what that means:
SSDI Eligibility Requirements:
- Must have a disability that prevents substantial work activity
- Must have worked long enough and recently enough to earn sufficient work credits
- The disability must meet SSA medical standards
SSI Eligibility Requirements:
- Must have limited income and financial resources
- Must be disabled, blind, or age 65 or older
- Must meet U.S. residency and citizenship rules
People who receive low monthly SSDI payments (due to short or low-paying work histories) often qualify for SSI as a supplemental income.
Who Will Get Paid on July 1 and July 3?
You’ll receive your SSI payment on July 1 if you’re enrolled and meet income/resource limits.
You’ll receive your SSDI payment on July 3 only if:
- You started receiving SSDI before May 1997, or
- You also receive SSI, in which case your SSDI is paid on the 3rd of the month.
If you’re not on SSI and your SSDI benefits started after May 1997, your payment will be scheduled based on your birth date:
- Birthdays 1st–10th: Paid on July 9
- Birthdays 11th–20th: Paid on July 16
- Birthdays 21st–31st: Paid on July 23
Maximum SSDI Payment Possibility
While the average SSDI payment in 2025 is $1,581, individuals with high lifetime earnings could receive up to $4,018 per month. This applies to those who:
- Worked for 35+ years
- Paid maximum taxable Social Security contributions
- Filed at Full Retirement Age
However, most SSDI recipients apply earlier due to health issues, resulting in smaller monthly benefits.
What to Do to Ensure You Receive Both Payments
If you’re expecting to receive both SSI and SSDI next week, here’s what you should check:
- Confirm eligibility for both programs.
- Make sure your bank details are current with the SSA.
- Watch for deposits on July 1 (SSI) and July 3 (SSDI).
- Report any health improvements or work activity to avoid overpayments.
- Stay within income/resource limits if receiving SSI.
How the Programs Differ
| Feature | SSDI | SSI |
|---|---|---|
| Funding Source | Payroll taxes | General federal tax revenue |
| Eligibility | Based on work history and disability | Based on financial need and disability |
| Average Payment (2025) | $1,581 | $718 |
| Maximum Monthly Amount | $4,018 | $967 (individual), $1,461 (couple) |
| Age Requirement | None (must be disabled) | Age 65+ or disabled |
| Resource Limits | None | Strict asset and income limits |
Next week’s $2,299 payout could be life-changing for individuals who qualify for both SSDI and SSI. The SSI deposit will arrive on July 1, followed by SSDI on July 3 for eligible recipients Together, these programs provide essential financial support to millions of disabled and low-income individuals across the United States.
Make sure your eligibility is in place, your banking information is up-to-date, and you meet all program requirements. For those who qualify, this dual deposit offers timely relief and financial stability when it’s needed most.
FAQs
Can I receive both SSI and SSDI at the same time?
Yes. If you meet the eligibility criteria for both programs—low income and a qualifying work history—you may receive both payments, typically SSI first and SSDI a couple of days later.
What happens if my condition improves or I start working?
You must report any change in health or income to the Social Security Administration. If you no longer meet the disability or income requirements, your benefits could be reduced or stopped.
Will everyone on SSDI get paid on July 3?
No. Only dual beneficiaries or those who began collecting SSDI before May 1997 receive their payment on July 3. Others will receive payments based on their birth dates later in the month.
What if I only get SSI?