The Canada Revenue Agency (CRA) has begun issuing a $2,600 deposit to eligible Canadians starting Friday, July 2025, as part of a broader initiative to combat inflation, support low-income households, and stabilize post-pandemic finances.
While this may appear to be a lump-sum benefit, the amount is actually a combination of multiple federal and provincial payments that certain recipients will receive this month.
This article breaks down what the $2,600 covers, who qualifies, how to claim it before the July 15, 2025 deadline, and what steps to take if your payment is delayed.
What Is the CRA $2,600 Direct Deposit?
The Canada Revenue Agency $2,600 deposit in July 2025 is not a standalone cheque but a cumulative amount that includes multiple recurring government support programs. Eligible recipients may receive this total if they qualify for a combination of:
- Canada Pension Plan (CPP)
- Old Age Security (OAS)
- Guaranteed Income Supplement (GIS)
- GST/HST Credit
- Canada Workers Benefit (CWB)
- Climate Action Incentive Payment (CAIP)
- Canada Child Benefit (CCB)
- Provincial Supplements
Together, these programs can amount to $2,600 or more, depending on your specific eligibility.
Who Is Eligible for the CRA $2,600 Payment in July 2025?
Eligibility depends on the benefit programs you qualify for. Here’s a breakdown:
| Program | Eligibility Requirements |
|---|---|
| GST/HST Credit | Must be 19+ or supporting a child, Canadian resident, income under threshold |
| Canada Workers Benefit | Must have earned income, filed 2024 tax return |
| Climate Action Incentive | Must live in a qualifying province and have filed a tax return |
| Canada Child Benefit | Must be the primary caregiver of a child under 18, income-tested |
| Provincial Supplements | Based on specific provincial rules and tax return filing |
General Requirements:
- Must be a Canadian resident for tax purposes
- Must have filed your 2024 tax return
- Must meet income and eligibility criteria for each program
CRA $2,600 Deposit – Payment Dates for July 2025
The total $2,600 may be distributed across different dates in July 2025, depending on your eligibility for each benefit.
| Program | July 2025 Payment Date (Expected) |
|---|---|
| GST/HST Credit | July 5, 2025 |
| Canada Child Benefit | July 20, 2025 |
| Climate Action Incentive | July 14, 2025 |
| Canada Workers Benefit | July 28, 2025 |
| Provincial Supplements | Mid to late July 2025 (varies) |
How to Set Up Direct Deposit for CRA Payments
The quickest and safest way to receive the Canada Revenue Agency $2,600 is through direct deposit. Here’s how you can set it up:
Option 1: CRA My Account
- Visit Canada Revenue Agency My Account
- Log in or register
- Navigate to ‘Profile’ > ‘Direct Deposit’
- Enter your banking information
Option 2: Through Your Bank
- Log into your online banking portal
- Select “CRA Direct Deposit” under government services
- Provide your account details
Option 3: Paper Application
- Download the Canada Revenue Agency Direct Deposit form
- Fill out your banking information
- Mail the completed form to Canada Revenue Agency
What to Do If You Haven’t Received the $2,600 Payment
If you expected the Canada Revenue Agency $2,600 but haven’t received it by the end of July:
- Wait 10 business days after the expected deposit date
- Log in to CRA My Account and check your payment status
- Call the CRA Benefit Enquiries line for clarification
Common Issues and How to Avoid Payment Delays
| Issue | Solution |
|---|---|
| Incorrect or outdated bank info | Update your direct deposit details with CRA immediately |
| Missed tax filing deadline | File your 2024 taxes as soon as possible |
| Ineligible due to income | Use CRA’s online tools to confirm benefit eligibility |
| No payment received | Call Canada Revenue Agency or check online account |
| Scam emails or texts | Ignore them—Canada Revenue Agency never asks for personal info by text/email |
The Canada Revenue Agency $2,600 July 2025 deposit offers significant financial relief to eligible Canadians through multiple benefits combined into one month.
If you meet the criteria, ensure your direct deposit is active, your taxes are filed, and you monitor Canada Revenue Agency My Account for updates before the July 15, 2025 deadline.
FAQs
Is the $2,600 CRA deposit a one-time payment or recurring?
The $2,600 is not a single program or one-time cheque. It’s a combined total of multiple recurring benefits such as GST/HST Credit, CAIP, CCB, CWB, CPP, OAS, and GIS. The exact amount you receive depends on your eligibility for each program.
What if I haven’t filed my 2024 tax return yet—can I still get the payment?
No, you must file your 2024 tax return to be eligible for most CRA-administered benefits. Filing as soon as possible ensures you’re considered for programs contributing to the $2,600 total.
What should I do if I don’t receive the full $2,600 by July 15, 2025?
Wait at least 10 business days after the expected payment date for each benefit. Then, log into CRA My Account to check your payment status or call the CRA Benefit Enquiries line to investigate further.