As Americans celebrate Independence Day 2025, many are asking: Will there be a 4th of July stimulus check? While no new federal stimulus payments are scheduled this month, millions of Americans will still receive essential payments through ongoing programs like SSI, Social Security, and IRS tax refunds.
Here’s a complete guide to the July 2025 payment schedule, including who’s eligible, when payments arrive, and what to expect this month.
Will There Be a Fourth Federal Stimulus Check in July 2025?
No. As of July 2025, the IRS has confirmed that there will be no new round of federal stimulus payments. The last official stimulus payments were part of the third round of Economic Impact Payments in 2021. The Recovery Rebate Credit claim deadline also expired in April 2025, closing the window for late filings.
However, that doesn’t mean no financial relief is available. Several federal programs continue to issue scheduled monthly payments.
Key Federal Payments Scheduled for July 2025
Despite the absence of a new stimulus round, Americans can still expect to receive several types of scheduled government payments in July.
Federal Payments in July 2025
| Payment Type | Payment Date(s) | Eligibility |
|---|---|---|
| Supplemental Security Income (SSI) | July 1, 2025 | Low-income seniors and disabled individuals |
| Social Security Benefits | July 9, 16, 23, 2025 | Based on birth date (see below) |
| IRS Tax Refunds | July 11 – July 25, 2025 | For paper returns filed May 16–May 31, 2025 |
Social Security Payment Schedule – July 2025
The Social Security Administration (SSA) distributes payments based on birth dates. Here’s the breakdown:
- July 9, 2025 – For those born 1st–10th of any month
- July 16, 2025 – For those born 11th–20th
- July 23, 2025 – For those born 21st–31st
Payments are sent via direct deposit or mailed checks, depending on your setup with SSA.
IRS Refunds and Stimulus Adjustments
While no new stimulus is being issued, the IRS has been issuing corrections to individuals who missed out on past stimulus payments. If your paper tax return was filed between May 16 and May 31, you may receive your refund between July 11 and July 25, 2025.
Keep in mind: These are not new stimulus checks, but rather adjustments or tax refunds.
How to Check Eligibility and Status of Payments
To verify if you’re eligible or waiting on a refund/payment:
- Check IRS Online Account: See status of refunds and any pending credits.
- Visit SSA.gov: Review your Social Security or SSI payment status.
- Check State Benefit Sites: Some states are offering separate relief payments.
While no 4th of July stimulus check is coming in 2025, scheduled payments like SSI, Social Security, and IRS tax refunds continue to offer relief for millions. Knowing when to expect your payment—and checking for any adjustments—can help you stay financially prepared this month.
Stay connected with official IRS and SSA portals to track your payments and ensure your information is up to date.
FAQs
Will there be a 4th federal stimulus check in July 2025?
No, the IRS has confirmed that no new stimulus checks will be issued in July 2025. Previous programs have ended.
What payments are scheduled for July 2025?
SSI (July 1), Social Security (July 9, 16, 23), and IRS refunds (July 11–25) for those who filed paper returns in May.
How can I check if I’m eligible for a payment?
Log in to your IRS or SSA online account to check your status, or visit your state’s Department of Revenue website for local programs.