Millions of Social Security recipients will soon receive their monthly benefit checks in July. The U.S. Social Security Administration (SSA) is set to issue its next batch of retirement checks and disability benefits for July on Wednesday, July 9, 2025.
The following sections explain who will be receiving their payments and when, as well as the amounts that various recipients can expect.
Social Security Payment Schedule for July 2025
The Social Security Administration issues retirement, disability benefits, and survivor payments on a regular schedule. Most beneficiaries are paid on one of the three designated Wednesdays each month. The payment schedule is based on the recipient’s birthdate.
July 9, 2025: Payments for Beneficiaries Born from 1st to 10th
The first batch of checks for July 2025 will be distributed to recipients born between the 1st and the 10th of any month. These individuals will receive their Social Security payments on Wednesday, July 9.
July 16, 2025: Payments for Beneficiaries Born from 11th to 20th
The next round of payments will be sent out on Wednesday, July 16, for recipients whose birthdays fall between the 11th and the 20th.
July 23, 2025: Payments for Beneficiaries Born from 21st to 31st
Finally, on Wednesday, July 23, Social Security checks will be issued to individuals born between the 21st and the 31st of the month.
Payments for Beneficiaries Outside the Standard Schedule
While most beneficiaries receive payments on one of the three Wednesdays each month, certain long-term Social Security recipients and Supplemental Security Income (SSI) beneficiaries have different schedules.
Long-term Social Security Beneficiaries
Individuals who began receiving retirement, SSDI, or survivor benefits before May 1997 typically receive their benefits on the 3rd of each month, regardless of their birthdate. Therefore, for these recipients, the payment date for July 2025 is Thursday, July 3.
SSI Beneficiaries
The Supplemental Security Income (SSI) program, which helps low-income seniors or individuals with disabilities, typically issues payments on the 1st of each month. Therefore, July’s SSI payments were distributed on Tuesday, July 1, 2025.
Dual Beneficiaries (SSI + Regular Social Security)
Over 2.5 million Americans receive both SSI and one of the SSA’s retirement benefits. These dual recipients receive their SSI check on the 1st of the month and their regular Social Security payment on the 3rd.
How Much Do Social Security Recipients Receive Each Month?
The amount Social Security recipients receive depends on their specific type of benefit.
Retirement Benefits
The vast majority of Social Security beneficiaries are retirees, who receive an average monthly benefit of $2,002.39. The highest possible monthly benefit for retirees is $5,108.
Disability Benefits
Disabled workers who qualify for Social Security Disability Insurance (SSDI) receive an average monthly payment of $1,581.97.
Survivor Benefits
Recipients of survivor benefits, which are paid to the families of deceased workers, receive an average of $1,566.66 each month.
SSI Benefits
Beneficiaries of the SSI program, which is designed to help low-income individuals over 65 or with disabilities, receive an average monthly payment of $718.30.
In summary, July 2025 will see millions of Social Security beneficiaries receiving their monthly payments according to the schedule laid out by the Social Security Administration.
Payments are issued based on birthdate, with special schedules for long-term recipients, SSI beneficiaries, and dual beneficiaries. The exact amount a recipient will receive varies based on their type of benefits, with retirees averaging over $2,000 each month.
FAQs
When will I receive my Social Security payment in July 2025?
Your payment date depends on your birthdate. If your birthday falls between the 1st and the 10th, you will receive your payment on July 9, 2025.
How much is the average Social Security payment?
The average Social Security retirement check is $2,002.39 per month. For disability recipients, it’s $1,581.97, and for survivor benefits, it’s $1,566.66.
Who receives Social Security payments on dates outside the normal schedule?
Long-term recipients (those who began their benefits before May 1997) and SSI beneficiaries receive their payments on different dates. For instance, SSI payments are made on the 1st of each month.